These are the 'Key Features' of the MPFS With-Profit Bond

"Why should I read this document?"

The Financial Services Authority is the independent financial services regulator. It requires us, the Metropolitan Police Friendly Society, to give you this important information to help you decide if our With-Profit Bond is right for you. You should read this document carefully so that you understand what you are buying, and then keep it safe for future reference.

We want you to be comfortable that you understand the 'Key Features' of this product before you decide to proceed. If you do not understand something in this document, please feel free to contact us.

Its aims

• To add to your investment by the addition of annual bonuses, and a final bonus on encashment.
• To provide growth or an annual income - whichever you choose.

Your commitment

• You agree to invest a lump sum of at least £1,000 (Growth Bond), or £5,000 (Income Bond) with no maximum in either.

Risks

• If you cash in, you might not get back as much as you invested.
• What you get back will depend on investment performance - returns may be lower than illustrated.
• Our charges may be higher than illustrated.
• The tax treatment of Bonds may be changed by future legislation.