Current Bonus Rates
| Annual Bonus Rates | |||
|---|---|---|---|
| Tables | 2008 | 2009 - 2011 | |
| Tax Exempt Endowments | 8,10,11,21,22 | 2.40% | 1.80% |
| New Series Endowments | 12,14,15,16 | 2.00% | 1.50% |
| ISAs | 24, 25 | 3.60% | 2.40% |
| With Profit Bonds & Flexible Savings Plans |
19,26,27 | 3.00% | 2.00% |
| Fully Paid Whole Life Policy (Tax Exempt) |
11 | 3.60% | 2.40% |
| Fully Paid Whole Life Policy | 12 | 3.00% | 2.00% |
| Annual Bonus rates for 2012 are not decided until the end of the year. For policies maturing or surrendering in 2012 we currently allow for annual bonus at an interim rate based on the 2011 rate. | |||
| Final Bonus Rates | ||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Final Bonus Rates are subject to review at any time. |
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| New Series Endowments And Tax Exempt |
Maturity In 2009 |
Maturity In 2010 |
Maturity In 2011 |
Maturity In 2012 |
||||||||
| 5 Year | 5% | 9% | 8% | 5% | ||||||||
| 10 Year | 10% | 18% | 18% | 13% | ||||||||
| 15 Year | 12% | 20% | 20% | 15% | ||||||||
| 20 Year | 24% | 33% | 30% | 22% | ||||||||
| 25 Year | 49% | 62% | 55% | 42% | ||||||||
| 30 Year | 110% | 126% | 111% | 87% | ||||||||
| With Profit and ISA Bonds | Final Bonuses as at 01.1.2012 | ||||||||
Last Anniversary Date |
2011 Q1 |
2011 Q2 |
2011 Q3 |
2011 Q4 |
2012 Q1 |
||||
| 5 Year | 10% | 9% | 8% | 7% | 7% | ||||
| 10 Year | 26% | 26% | 27% | 27% | 27% | ||||
| 15 Year | 49% | 48% | 47% | 45% | 43% | ||||
Regular Premium ISA final bonus is for completed tax years (currently based on 2011Q2 anniversary).
Flexible Savings Plan final bonus is for completed calendar years (currently based on 2012Q1 anniversary).