Critical Illness

A Guide to Understanding Your Bonus Statement
Conventional With Profits (CWP) Policy Pages

This guide is designed to assist you with understanding the Conventional With Profits policy pages of your Annual Bonus Statement. However, if you need further assistance, please do not hesitate to contact us.

POINTS TO REMEMBER

  1. The Reversionary Bonuses are a guaranteed permanent addition to your benefit and are payable at maturity (or earlier death) with the Sum Assured, subject to the terms and conditions set down in our Rules.


  2. The Bonus Rate indicated against each 'With-Profits' plan, is the percentage of (Sum Assured + Previous Bonuses) now added.


  3. An Interim Bonus for the current year would be added in respect of the period from the previous year-end up to the date of any claim.


  4. We are currently paying an additional Final Bonus at maturity or on earlier death. This form of Bonus is not guaranteed and therefore no rates or amounts are illustrated.


  5. This notice is for information only and the amounts quoted in your Bonus Statement are on the assumption that our records are correct.


  6. If you cash-in ("surrender") your plan earlier than its specified maturity date, you will not be entitled to the full amounts shown on the Annual Bonus Statement. See the "Surrender Value" page for details.

For further enquiries or information about other products available, please contact us
Metropolitan Police Friendly Society Limited, Berwick House,
8-10 Knoll Rise, Orpington, Kent BR6 0EL
Phone: 01689 891454 - Fax: 01689 891455 - Metphone: 28192 - Email: enquiries@mpfs.org.uk