Income Protection (IP) Or
Critical Illness & Medical Retirement Plan (CIMR)

3 Months Premium Free Cover - Terms & Conditions

1. Eligibility for the plan is subject to underwriting. Our decision whether to provide cover or not is final
2. Free cover is available to members of the Metropolitan and City of London Police.
3. Policies commencing from November 2011 onwards will benefit from 3 complete months premium free cover.
4. You may cancel the plan at any time in writing. If we receive during the free cover period your written request to cancel then you will have no liability to pay any premiums, and if we have already arranged to deduct your first premium from your pay this will be refunded to you.