Each year insurers have to file regulatory returns. Larger insurers have to show their returns to policyholders who are paid out on 1st March - and we choose to file this information on a voluntary basis. Our 2007 and 2008 returns show the following

Completed Savings Plans for £50 per month (£600pa) -

	2007	2008
After 10 years	£7680	£7910
After 15 years	£14000	£14600
After 20 years	£25500	£26100
After 25 years	£46700	£46700

25 Year Savings Plans for £50 per month cashed in early -

	2007	2008
After 5 years	£3210	£3250
After 10 years	£7520	£7750
After 15 years	£13500	£14300
After 20 years	£24300	£25000

Open-ended Investment Plans for £10,000 cashed in -

	2007	2008
After 2 years	£10600	£10600
After 3 years	£11700	£12100
After 5 years	£12600	£13400
After 10 years	£17700	£17800

Please note that -

All the above returns discharge liability to basic rate tax. There is a liability to 20% tax on profits for higher rate taxpayers - but not for Savings Plans held for 10+ years

Past Performance is no guide to future returns